BRIDGING THE GAP BETWEEN SETTLEMENTS

Bridging finance can cover a temporary gap between an immediate financial commitment and an expected source of repayment. It may assist when a property must settle before another asset is sold, when a purchase cannot wait for refinance approval or when sale proceeds have not yet been received.

Each loan is tailored to the amount required, available property equity and a clear exit strategy. This may include refinancing, selling a property or another identifiable source of repayment within the agreed loan term.

You can also explore our broader range of commercial property finance solutions for transactions requiring flexible, property-backed funding.

COMMERCIAL FUNDING WHEN TIMING MATTERS

Commercial bridging finance can support development site acquisitions, urgent equity release, ATO debt clearance ahead of refinancing and other property-related needs. Business bridging loans can also help businesses maintain cash flow while waiting for a property settlement or major contract payment.

We may consider residential, commercial and other eligible real estate, depending on the property’s location, ownership, existing debt and marketability. As a direct private lender using our own capital, Pronto Funds assesses each application on its merits and provides clear requirements without waiting for an external credit committee.

Pronto Funds

LOAN SPECIFICATIONS

Loan Feature

Details

Loan Amount

$200,000 to $10 million

Loan Term

1 to 12 months

Maximum LVR

Up to 85%

Security

Residential, commercial or other eligible real estate

Loan Position

First or second mortgage

Indicative Decision

Within 24 hours

Settlement

Ability to settle within 48 hours

Rates

From 1.2% per month

HOW OUR COMMERCIAL PROPERTY FINANCE WORKS

We assess the funding need, available property security, requested amount and proposed exit strategy. As a direct lender using our own capital, we can make decisions quickly, communicate clearly and provide funding solutions that align with your business requirements.

CLARITY FROM THE START

Every bridging transaction begins with a clear exit strategy. We assess the available security, funding requirements, timeframe and proposed source of repayment to determine whether the loan is suitable.

We explain the applicable terms upfront and provide indicative pricing before the loan progresses, so you understand the proposed solution and settlement requirements.

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f.a.q.

Frequently Asking Questions

Can I apply through my broker?
Yes. Your broker can submit the transaction and communicate directly with Pronto Funds throughout the assessment. We consider the loan purpose, requested amount, available security and proposed exit strategy, then outline the information required to progress the application.
Can I access bridging finance for an off-market opportunity?
Yes. Many borrowers use commercial bridging finance to act quickly on off-market acquisitions or opportunities when timing is critical.
When should I consider bridging finance over a traditional loan?
Immediate bridging finance may be appropriate when a commercial deadline cannot accommodate a traditional lender’s assessment timeframe. It can support time-sensitive acquisitions, settlements or refinancing gaps where sufficient security and a realistic exit strategy are available.