IMMEDIATE BUSINESS FUNDING TO SEIZE OPPORTUNITIES
Business opportunities and commercial deadlines often require funding sooner than traditional lenders can provide. Whether you’re securing a property settlement, refinancing existing debt, addressing urgent business obligations or responding to a time-sensitive opportunity, our property-backed loans are designed to help you move quickly.
Our immediate business loans are secured against eligible real estate and may be provided as first or second mortgages. We assess the available equity, funding purpose and proposed exit strategy, then set out what is needed to keep the application progressing.
You can also explore our broader range of business loans to see how property-backed funding may support your commercial objectives.
FAST ASSESSMENT WITHOUT BANK DELAYS
We make lending decisions directly using our own capital, without waiting for an external credit committee. In some cases, we may use a desktop property assessment based on market data and local real estate insights rather than requiring a formal valuation upfront.
This streamlined approach can reduce delays while keeping the application process straightforward and requirements clear.
Borrowers seeking urgent business loans with poor credit may still be considered. We assess each application on its merits, focusing on the available property equity, loan purpose and proposed exit strategy rather than relying on the credit file alone.
Pronto Funds
LOAN SPECIFICATIONS
Loan Feature | Details |
Loan Amount | $200,000 to $10 million |
Loan Term | 1 to 12 months |
Maximum LVR | Up to 85% |
Security | Residential, commercial or other eligible real estate |
Loan Position | First or second mortgage |
Indicative Decision | Within 24 hours |
Settlement | Ability to settle within 48 hours |
Rates | From 1.2% per month |
HOW OUR BUSINESS LOANS WORK
We assess each application based on the loan purpose, available security, requested amount and proposed exit strategy. As a direct lender using our own capital, we can make decisions quickly, communicate clearly and provide funding solutions that align with your business requirements.
CERTAINTY WHEN TIMING MATTERS
We move quickly while keeping you informed throughout the process. You deal directly with the team assessing and funding your transaction, receive clear requirements from the outset and understand what is needed to keep your loan moving towards settlement.
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f.a.q.
Frequently Asking Questions
Do urgent business loans require more documentation upfront?
Not necessarily. We focus on the key information needed to assess the transaction, including the loan amount, purpose, property security and proposed exit strategy. Requirements depend on the deal, but our streamlined process is designed to reduce unnecessary delays.
What can an urgent business loan be used for?
Urgent business loans can be used for a wide range of business purposes such as managing cash flow, paying suppliers, purchasing stock or equipment, debt restructuring, covering unexpected expenses, meeting tax obligations or funding growth opportunities. The proposed use of funds will form part of our assessment.
Can I access funding while waiting for a major payment or invoice?
Yes. Immediate business funding can help bridge temporary cash flow gaps while you wait for an invoice, property settlements or other expected payment.
Do I need to visit an office to apply?
No. You can apply online and submit information through the Pronto Funds Portal from your phone or computer. Our team can communicate with you directly throughout the assessment and settlement process.