FAST BUSINESS LOANS IN SYDNEY, BRISBANE, MELBOURNE, AND CANBERRA

Whether you require business loans for property settlement, bridging, cash flow, or any other business purposes, Pronto Funds has the capacity to deliver within 48 hours, allowing you to resume your business operations or proceed with your project objectives swiftly.
Designed to address the gap in the lending market and provide authentic solutions to support the successes of commercial and small businesses, we also offer luxury car loans.

why choose us

Our Offering

All Security Types
Pronto Funds will consider all real property security types, including residential, commercial, retail, vacant land, and future development land with or without Development Approval. We will also consider many specialised securities that other lenders will not (including Private Lenders).
Need to Settle Quickly
Unrealistic timeframes make situations worse and put a strain on relationships. Pronto’s goal is to assist you with urgent business transactions. Our refined lending process and clear low doc requirements allow for genuinely quick settlements within 72 hours. Other lenders promise the world, Pronto Funds is clear with expectations and requirements to actually fund your loan fast.
Waiting for the bank?
Despite having a strong business history, banks don't necessarily expedite your loan application, requiring extensive paperwork and imposing long processing times. Pronto Funds offers a quick solution for immediate funds, allowing you to refinance at your convenience, and providing you time to negotiate the best deal with your bank.
Bad Credit & ATO Debts holding you back?
While Bad credit and ATO Debts hinder a Bank loan and will generally lead to a declined loan application, Pronto Funds understands that sometimes life does not go to plan and often you need some assistance. By consolidating and clearing any arrears you may be experiencing, Pronto Funds will help widen your future lending options.
No Upfront Valuations
Pronto Funds can expedite your loan approval, by deferring formal valuations. They can quickly assess the security's value within hours of your application, bypassing the most time-consuming aspect of the lending process. They leverage a network of local real estate agents and multiple market data sources to achieve the fasted settlements.
Helping better your position
After settling, Pronto will collaborate with you and your broker to ensure your loan repayment plans are on track. Pronto can enhance your application's appeal to traditional banks or second-tier lenders by consolidating loans, settling arrears, or granting extra time to fulfill the necessary financial requirements.
Pronto Funds

Loan Specs

TYPE OF LOAN

Business & Bridging Loans

TERM

1-12 months

LIMITS

$200,000 -$10,000,000

TIME FUNDED

Within 48 hours

INITIAL RATES

From 1.2% per month

LVR

Up to 85%

Up to 90% for residential in Sydney & Melbourne

ESTABLISHMENT FEE

From 1.95%

MORTGAGE POSITION

1st & 2nd Mortgages & Caveats

SECURITY TYPES

Residential, Commercial, Vacant land, Retail, Development land with/without DA, and vehicles

SECURITY LOCATION

Metro across Australia (NT Excluded) & regional areas on the East Coast

WHY CHOOSE PRONTO FUNDS FOR BUSINESS FINANCE LOANS?

Pronto Funds specialise in second mortgages, providing distinct, customised solutions with LVR options up to 85%. What sets us apart is our ability to sit behind other private lenders, providing financial solutions where others won’t.

At Pronto Funds, we pride ourselves on the following practices.

  • Fair Business Practices: We treat our responsibilities as premium financiers with the highest standards and operate according to the latest industry standards.
  • Transparent Fee Structure: All fees will be clearly stated for your complete understanding and agreement when you apply for business finance loans with Pronto Funds.
  • Ongoing Communication & Support: Pronto Funds provides support from application and beyond. We will continue to communicate with you during the loan period to ensure that your plan to repay is on track.

HOW TO APPLY FOR QUICK BUSINESS LOANS

As trusted business loan lenders in Sydney, Brisbane, Melbourne, and Canberra, we do everything possible to make the application process easy for our clients. This includes a no commitment, straightforward, and convenient online application form.

To avoid the most time-consuming part of lending application, Pronto Funds credit specialists can determine the value for the security asset within hours of applying using our network of real estate agents and reviewing market data. Using the information acquired, Pronto Funds can fund your loan and leave formal valuations until after settlement making the process quick and easy.

All you have to do is enter your details to our hassle-free online application form and we’ll guide you through the rest of the process!

Apply Now

Need to settle quickly?

f.a.q.

Frequently Asking Questions

How fast can you settle?
Settlement generally occurs within 72 hours. But in many cases, we settle much quicker. You can speed up you application by ensuring all required information is provided promptly.
How do you settle so fast?
Our team can determine a value for the security within hours of applying. Our Pronto Funds Portal clearly outlines requirements and conveniently assists you to seamlessly submit documents right from your phone or PC.

Pronto funds will leave formal valuations until after settlement, getting you the money, you need now, and often allowing for additional borrowing in the future.

Why will Pronto Funds approve loans when banks won’t?
As a private lender our lending criteria is more straightforward than a bank. Our assessment revolves around your plan to repay the loan and the value of your security. This means we can still lend to you if you have ATO debts, Bad Credit, Incomplete financial or lump cash flow. All our investors are high-net-worth individuals which means we can take more chances than banks and even other private lenders.
Is Pronto Funds a broker or a lender?
Pronto Funds is the lender. We lend our investors’ money directly to you. So, we can make our own assessments of your application and we can consider clients in unique and individual situations.
How much do I need to pay during my loan?
All Pronto Funds loans are tailored to our client’s situations. We can arrange for interest and fees to be prepaid, so you can choose to not make any payments during the loan term. Or if it suits you better, you may choose to pay the interest only during the term.
What happens at the end of the loan?
Your strategy to repay the loan will be declared during the application process. Clear plans to repay the loan will assist with approval. Pronto Funds will communicate with you during the loan period to ensure that your plan to repay is on track. Were appropriate a tailored extension offer will be provided.